top of page
Jul 20, 2020

How Life Settlements Help Investors Meet Their Socially Responsible Investment Goals

How Life Settlements Help Investors Meet Their Socially Responsible Investment Goals


Grow the Life Settlements Market to Promote Senior Financial Independence


Life settlements are recognized as a socially responsible investment, attracting investors like family offices and institutions with their strong, uncorrelated returns and societal benefits.


This type of investment involves buying life insurance policies from those who no longer need them, offering immediate financial relief to sellers and potential profit to investors through the death benefits. This creates a market that yields financial returns and provides significant societal benefits.


Access the entire article to explore the case for life settlements as a socially responsible investment, examining their history of strong returns and positive societal impact, and learn how they offer financial relief to seniors facing retirement challenges while reframing the narrative around the investor's role in benefiting from death benefits.



If you do not have a work email address, please email us at info@primealpha.com and we can email you the report directly.



Table of Contents

  • Introduction

    • Life settlements as a strong form of socially responsible investment

    • Definition and First Impressions

  • Crises Facing Seniors Today

    • Inadequate retirement savings

    • A need for expensive, long-term medical care

    • Poor alternatives for unwanted or unneeded life insurance policies

  • Solution: Grow the Life Settlements Market to Promote Senior Financial Independence




Thanks to our Contributor

Air Asset Management

AIR Asset Management advises and manages investment vehicles that provide unique opportunities within the alternative investment space to qualified investors. Our focus is on life settlements and other longevity-linked investment products.



Access PrimeAlpha
Alternatives Education, Research, Database of Managers and Investors

​Important Disclaimers
This article (the “Article”) is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to purchase any investment or any securities. This Article does not constitute investment advice and is not intended to be relied upon as the basis for an investment decision, and is not, and should not be assumed to be, complete. Readers should make their own investigations and evaluations of the information contained herein. The information contained herein does not take into account the particular investment objectives or financial circumstances of any specific person or entity who may receive it. Each reader should consult its own attorney, business adviser and tax adviser as to legal, business, tax and related matters concerning the information contained herein.  Except where otherwise indicated herein, the information provided herein is based on matters as they exist as of the date of preparation and not as of any future date and will not be updated or otherwise revised to reflect information that subsequently becomes available, or circumstances existing or changes occurring after the date of preparation. Certain information contained in this Article constitutes “forward-looking statements,” which can be identified by the use of forward-looking terminology such as “may,” “will,” “should,” “expect,” “anticipate,”  “target,” “project,” “estimate,” “intend,” “continue” or “believe,” or the negatives thereof or other variations thereon or comparable terminology. Due to various risks and uncertainties, actual events or results may differ materially from those reflected or contemplated in such forward-looking statements. Readers should not rely on these forward-looking statements.  Certain information reflects subjective determinations which may prove to be incorrect. There can be no assurance that the estimates or projections will be accurate or that historical trends will continue. In considering the prior performance information contained herein, readers should bear in mind past performance is not necessarily indicative of future results. All rights reserved. The material may not be reproduced or distributed, in whole or in part, without the prior written permission of PrimeAlpha LLC.

bottom of page